Díaz Ortiz, Erik Orlando. “Financial Education and Cooperative Culture Among Clients of the Esfuerzo Langueño Cooperative, Honduras: Assessment and Mathematical Modeling”. Revista Vanguardia Interdisciplinaria, vol. 2, no. 1, Aug. 2026, pp. 127-38, https://revain.plusidsa.com/index.php/RVI/article/view/28.